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How Does Insurance Work If Someone Else Is Driving Your Car?

You may trust your friends and family with your car. Maybe they borrowed it for an errand, or maybe you just didn’t feel like driving. Unfortunately, they may have been hurt in a car accident in Orange County. That leaves you dealing with a damaged car and an insurance claim.

But how does insurance work if someone else is driving your car? Let the lawyers at Kohan & Bablove LLP answer your question. They can help you seek compensation from the at-fault party, even with more complex factors like other drivers using your car.

The Driver May Be Covered by Your Insurance

Your car insurance doesn’t just cover the costs of your injuries. Your car insurance covers the liable driver of the car in case of an accident. Typically, that means your insurance policy should cover anyone driving your car, not just you.

Let’s say you let your friend borrow your car. While driving, they were struck in the side and broke some bones, as well as damaging your car. While your friend may not have been responsible for the car accident, the insurance policy should work much like it would if you were driving. You and the injured person should be able to file a claim against the at-fault party to get compensated fairly.

Seeking Compensation for Car Accident Damages

You may not have been injured in the car accident, but you may still be eligible for compensation for your losses if your car was damaged in an Orange County car accident. Luckily, the injured driver can also seek compensation. Someone was careless with their safety and your property, and they may be held responsible for those losses.

The losses caused by the accident, or damages, should include all your suffering, both economic and non-economic. Your car accident lawyer can help you determine the costs of your losses and help you seek compensation.

Below are some of the damages that may be impacting your life and the injured party’s life after a car accident:

Discuss Your Insurance After a Car Accident

When your car is damaged and someone is hurt in an Orange County car accident, you and the injured party may need compensation from the insurance company or at-fault party. Unfortunately, they may be unwilling to compensate you for the suffering you both experienced.

That’s where a car accident lawyer, like the ones at Kohan & Bablove LLP, can step in. You have an opportunity to start with a free consultation and seek compensation for the costs of your car and the driver’s injuries. Start with a free consultation by calling 1-844-404-2400 or by completing the online contact form below.