Does Health Insurance Cover Car Accident Injuries?

When you’re hurt in an Orange County car accident, you may need medical care right away for your injuries. But how are you supposed to pay for those losses? Medical care gets expensive fast, and you may already be worried about medical debt. 

Does health insurance cover car accident injuries? The answer isn’t a simple yes or no. The care your health insurance covers will depend on many factors. Because of this, you may need to speak to a lawyer about your situation. Car accident injuries can get expensive fast, and your insurer may not be committed to helping you get compensated. 

What Your Health Insurance May Cover

In some cases, your health insurance may cover many of the expenses you’ve suffered because of your injuries. Your health insurance typically covers your losses regardless of the cause of your injuries. Whether you cut your thumb while chopping onions at home, or you suffered lacerations from glass in a car accident, your injuries should be covered. 

But that doesn’t mean your insurance company will cover all your expenses. Keep in mind that your usual deductibles and policy limits may affect how much your insurance will cover. You shouldn’t have to pay for the costs your insurer didn’t cover. Because of this, you may still need to discuss your injuries and expenses with a qualified Orange County car accident lawyer. 

Your Insurer May Not Be the Liable Party

Filing a claim with your insurance company can help you get some coverage for your medical care. But that doesn’t guarantee they’ll cover everything. Your insurance company may not be liable for your losses. The at-fault party in your Orange County car accident is the financially responsible one. 

For example, your traumatic brain injury may require long-term care that your health insurance company may not cover. You may also need compensation for your lost wages, for the time you were unable to work, and for the damage to your car. These losses caused by the accident may not be covered by your health insurance. 

Because of this, you may need to instead seek compensation through a civil lawsuit. This lawsuit gives you a chance to seek the compensation you need to cover all your losses, not just the ones your insurance company will cover. 

Get Fairly Compensated with an Orange County Car Accident Lawyer 

When you’re hurt in a car accident, you need compensation that covers all your expenses and suffering. But does health insurance cover car accident injuries? 

Although your health insurance can cover some of the losses you’ve suffered, it won’t cover your other expenses. To get the maximum compensation for your claim, you may need to talk over your claim with a car accident lawyer from Kohan & Bablove LLP. Your lawyer can help you file when you take advantage of your free consultation. Call 1-844-404-2400 or complete the online form below to begin. 

Does Auto Insurance Cover Medical Expenses?

When you’re in a California car accident, your losses may mean more than a totaled car. You may be seriously injured, and you’re worried about the bills for your ambulance ride, hospital stay, and any treatment you needed. 

One of your first questions may be, “Does auto insurance cover medical expenses?” The answer may depend on your insurance provider and your coverage. If you’re not sure whether you’re fully covered, reach out for help getting answers about your insurance policy from a trusted car accident lawyer. 

What Your Auto Insurance May Cover

In some cases, your car insurance will cover your medical expenses. Your policy may include your medical bills in your settlement. This coverage may be included regardless of fault. 

The problem is, this coverage is optional. Although you must carry liability coverage, which means you won’t have to pay out of pocket if you caused an accident, you may not have coverage that includes medical bills. Although your health insurance may cover some losses, you may be worried about the costs left over after your car accident. 

Getting Coverage Through Your Car Accident Claim

When you’re hurt in a serious car accident, getting coverage isn’t always easy. Your insurance company may even downplay the severity of your injuries or the value of your settlement. Because of this, it can be difficult to get compensation for your losses from the insurance company.

If you don’t have the right coverage, though, your insurance company won’t cover your economic damages, such as medical expenses, no matter the circumstances. In cases where turning to your insurance company isn’t an option, you may need to seek compensation through a civil lawsuit. 

Going to court never sounds like a good time, but it could be key for your financial future. Your Riverside car accident attorney can help you by gathering evidence of your injuries, determining the at-fault party, and representing you in the courtroom. 

How Your Auto Accident Lawyer Can Help

Your car accident lawyer can do more than represent you in court, though. Our firm offers a guarantee that we’ll get your expenses delayed or covered until your claim is settled. You shouldn’t have to worry about how you’ll pay your bills, especially if you’re seeking compensation at the time. 

Your Orange County car accident lawyer can represent you in court so you don’t have to worry about facing the auto insurer alone. They can help you determine whether your auto insurance covers medical expenses, prepare evidence showing you need compensation, and seek the maximum compensation you’re due. 

Seek Out an Orange County Car Accident Lawyer

When you’re hurt in a severe car accident, your insurance may not cover all your losses. But that doesn’t mean you have to pay out of pocket, either. Your car accident lawyer from Kohan & Bablove LLP can help you seek the compensation you need for your financial and physical recovery. We also offer free consultations. Call 1-844-404-2400 or fill out the online contact form below to get started.

Common Causes of Pedestrian Accidents in Orange County 

When you walk along a street, you may only be vaguely aware of the danger you’re in. At any moment a reckless driver could strike you. You need to be aware of your surroundings when walking down the street because you might be able to avoid being injured in a pedestrian accident in Orange County.

The more you know about potential dangers, the more prepared you can be when danger comes your way. Here are some of the common causes of pedestrian accidents.

What Could Cause an Orange County Pedestrian Accident?

You can probably think of a dangerous situation that could result in a pedestrian accident on your own. For example, most people realize that drunk drivers are dangerous and frequently cause pedestrian accidents, but there are many other causes of pedestrian accidents.

Distracted Drivers

On the rise are drivers who can’t put their phones away. Driving distracted is nearly as bad a driving drunk. Taking your eyes off the road and your mind off the task of driving can lead to serious injuries and deaths for pedestrians.

Dangerous Intersections and Roads

Did you know that the road you’re walking on could contribute to an accident? If there are no sidewalks along the road, this can make the road dangerous for pedestrians. What about intersections? Could they be made safer for pedestrians? If crosswalks are faded or lights poorly timed, accidents could happen.

Reckless Drivers

Of course, there are always the reckless drivers you need to watch out for. 

For instance, red light runners cause a lot of pedestrian accidents. Always keep your eyes out for drivers who aren’t following the rules of the road. It’s a good idea to wait a few seconds before crossing a busy intersection in case a reckless driver has decided they don’t feel like stopping for that red light.

What to Do if You’ve Been Hurt in a Pedestrian Accident

Let’s say it’s too late—you’ve already been injured in an accident. What are you supposed to do now? You’re severely injured, suffering in pain, and struggling to overcome emotional trauma. 

You have the right to file a personal injury claim or lawsuit against the person who caused your pedestrian accident. That person can be held accountable for their actions. They could be made to pay you financial compensation for all you’ve been through. 

Your compensation could pay for things like medical bills, lost income, permanent disability, trauma, and lost life enjoyment.

Get in Touch with a Pedestrian Accident Attorney in Orange County

You’ve been hurt in a pedestrian accident despite your best efforts to avoid injury. Contact an Orange County pedestrian accident lawyer to learn your rights and learn about the personal injury claim process. You don’t have to deal with the stress and hassle of filing a claim all by yourself. Your lawyer can help make the process easier for you.

Kohan & Bablove LLP can be reached by dialing 1-844-404-2400 or you can fill out the internet contact form on this web page. Get a free case assessment when you contact our firm.

On March 16, 2020, Governor Newsom issued a shelter-in-place order for the entire state of California. This is because the novel coronavirus (COVID-19) pandemic has become a serious problem in the U.S., and California has seen some of the worst spread rates. 

More than 4,000 people have been diagnosed with coronavirus in California, and that doesn’t include the number of people who may have it but haven’t been formally diagnosed. 

But the shelter-in-place order hasn’t stopped life from going on, and with that are the existing personal injury claims of our clients. The shelter-in-place order also does not mean that accidents won’t continue to happen, which means injury victims will still be in need of legal representation. 

Read on to learn more about what the shelter-in-place order for California means and how Kohan & Bablove LLP are continuing to work for those in need during the Coronavirus pandemic. 

The Coronavirus in California

With all nonessential businesses closed, and residents across the state being told to shelter-in-place through at least May 1, 2020, California has taken unprecedented and necessary steps to stop or slow the spread of the coronavirus within the state. 

People are being asked to remain at home at all times, and to go out only for essentials such as food and other necessities. You can still go outside to get exercise and fresh air, but the state is strongly encouraging people to continue practicing social distancing and self-isolation. This means staying home and not engaging in social gatherings of any kind. 

How We Are Working for Injury Victims During the Coronavirus Pandemic

All courts are currently closed or only handling cases that can be done through video or telecommunication services or are necessary due to time-sensitive criminal matters. But that doesn’t mean we aren’t still working diligently for our existing clients and even available to take new ones on. We can transmit and receive documents digitally during this time and are working remotely on our client’s cases. 

There are a number of reasons you may be in need of a personal injury lawyer during this time. Maybe you were misdiagnosed and contracted the coronavirus, or perhaps you are an essential employee who was in a car accident on their way to work. No matter what accident or incident you find yourself in, you may still have the right to seek full compensation from the negligent party.

We are prepared to get started on your case now, so that when the state’s shelter-in-place order is lifted and life can resume as usual, we’ll have a head start on your personal injury. 

Contact an Orange County Personal Injury Lawyer

If you have questions about your existing personal injury claim, or if you have been injured or fallen ill due to the negligent actions of another, contact Kohan & Bablove LLP to discuss your case. You can fill out the convenient contact form included below or call 1-844-404-2400 to schedule a free, no-obligation consultation.