What Should I Tell the Insurance Company About My Car Accident?
After being injured in a car crash, one of the first things you might find yourself wondering is what you should tell the insurance company.
This question is important because, if you say the wrong thing, it could affect the amount of compensation you receive. Minor accidents that don’t result in serious injuries can easily be handled by filing a claim with your insurance company, but with more serious accidents, you will likely want to speak with an attorney first.
A car wreck attorney with Dickson Kohan & Bablove, LLP can help you file a personal injury claim to recover compensation. We’re ready to represent you through every step of the process, including the step that involves speaking with the insurance company.
How to Handle Your Insurance Company After a Wreck
When you’ve been injured in a vehicle collision, you will want to be very cautious about what you tell your insurance company. Insurers are actually looking for ways to reduce the value of your claim, so you don’t want to make that easier for them.
The following is a set of recommendations to follow:
- Don’t ever agree to any recorded statements, especially without speaking with you car crash attorney first. Insurance companies can and will use your words against you, even if you unintentionally admitted fault. You won’t know who was at fault until your accident has been thoroughly investigated, so don’t accept any blame.
- You can give your insurance company your contact information, such as name, address, and phone number. Don’t give the insurer any details pertaining to the wreck. Instead, direct insurers to speak with your attorney.
- Even if you believe you were responsible for the collision, you can’t know that for sure until after the investigation has been finalized. Never tell the insurance company you were the at-fault driver—that will lower the value of your claim and could raise your insurance premiums.
- Do not discuss the injuries you suffered in the crash. You won’t know how the wreck has impacted you physically until you have visited the doctor. Many injuries can’t be identified without X-rays or other diagnostic procedures.
- Never accept a settlement offer without calling your attorney first. You are more likely to receive a fair offer when you work with a car accident lawyer.
Call a Car Wreck Attorney Today
Your auto wreck will likely require an investigation to determine who was to blame. When the insurance company begins asking you questions, don’t accept fault and don’t give details regarding your injuries. Just tell the insurer to call your car accident lawyer.