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Who Will Pay My Medical Bills After an Orange County Accident?

In the aftermath of an accident in Orange County, California, you may experience a great deal of financial strain. Even if you have a robust savings and a decent income, costly medical bills can quickly eat into both, causing you to drain your finances and run out of money in just a few short weeks or months.

If you don’t have a premium insurance plan, you may even find yourself paying out of pocket for everything from medication to checkups—let alone surgery and other high-cost procedures. Trying to determine who will pay your medical bills after an Orange County accident can be incredibly stressful when you’re facing a difficult recovery. Fortunately, you do have options, especially if someone else caused your accident.

Insurance Companies

Depending on the nature of your personal injury, either your own insurance company or another insurer may be responsible for compensating you after a personal injury. This is especially true for businesses and organizations who maintain insurance plans specifically to cover accidents that happen on their premises.

For example, most businesses hold liability insurance that protects them in the event of an injury accident such as a slip-and-fall. If you file a claim with your own health insurance, your insurance company might then sue the other party’s insurance company for the cost of your medical bills.

Financial Compensation

If either you do not have insurance or your insurance claim fails, you might still be able to seek compensation from the responsible party. The state of California has tort laws that make it possible for you to sue a business or individual who was at fault for causing an accident of injury.

A personal injury lawsuit can also allow you to seek compensation for losses and damages other than your medical bills, as well. This includes financial expenses such as lost income, property damage, and transportation costs, in addition to non-economic damages such as pain and suffering and lost enjoyment of life.

How to Get Help with Medical Bills After a Personal Injury

When attempting to figure out who will help pay for your medical bills after an Orange County accident, the first step is to determine exactly who was responsible for the circumstances that led to your getting hurt.

From there, your personal injury lawyer can help you identify the evidence that proves the at-fault party’s negligence and shows your need for compensation. If you have been injured in an accident, you might be able to get help with your medical expenses. Call Dickson Kohan & Bablove, LLP for a free consultation at 1-844-404-2400 or complete the form at the bottom of this page to get started.