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December 07, 2019

Why Do I Need a Personal Injury Lawyer?

If you were hurt in an accident, it is likely that the insurance company has already reached out to you. After suffering an injury, the responsible party’s insurance company might contact you right away. This leads many accident victims to ask “why do I need a personal injury lawyer?”

There are actually many reasons for why it’s wise to work with an attorney rather than trying to handle your own claim. We can protect your rights and help you get as much money as possible for your injury claim.

Protect Yourself

Although the other party’s insurance company might act friendly, they are not on your side. A claims adjuster’s job is to get you to settle your claim for as little as possible. One way that they do so is by asking questions in such a way that your answers could imply that you were personally responsible for the accident.

They will use whatever you say against you if they can, so we recommend not speaking with them directly. Protecting yourself begins with not being taken advantage of. Instead, have all communication with the other party’s insurance company go through our office.

Additionally, there is a statute of limitations dictating how long you have to file a lawsuit. Hiring an attorney right away ensures that you will not accidentally pass this deadline.

Get More Money for Your Injury Claim

As personal injury attorneys, we know what the industry standards are and can easily tell when an insurance company has submitted a lowball offer. This is information that you may not have, and you could be tricked into believing that you are receiving a fair settlement offer when you are actually leaving money on the table.

Additionally, we look at all of the ways that your life has been impacted by the accident and will maximize your compensation by seeking funds to cover these damages. The insurance company may try to pay only for your medical bills and lost wages, but there are other expenses and non-economic losses that you are entitled to as well:

  • Transportation costs
  • Money for physical therapy and rehabilitation
  • Caregiver expenses
  • Money for a loss of your enjoyment in life or quality of life
  • Changes that had to be made to your home to accommodate a new disability
  • Funds for medication and medical devices

Our job is to get you as much money as possible. You may even be awarded punitive damages if the responsible party acted with malice or gross negligence.

Can I Handle My Own Claim?

You have the right to negotiate a settlement on your own or represent yourself in court. However, the insurance company will take advantage of this. They have an army of lawyers whose job is to pay you little to nothing. Without your own legal representation, it is unlikely that you will receive a fair or comprehensive settlement.

Speak with an Experienced Orange County Personal Injury Lawyer

Hiring an attorney makes things easier for you and it can generate real financial results. To discuss your case or find out what your injury claim is worth, speak with an attorney at Dickson Kohan & Bablove, LLP.

You can schedule an appointment for a free consultation by using our online form below or by calling our office at 1-844-404-2400.