How to Deal with the Insurance Company After a Wreck

I was referred to Jesse from my chiropractor after he reccomended I give him a call a couple of times. I was nervous to call an attorney, but so glad I did! Jesse Bablove handled everything while also ensuring I received any aftercare I needed to recover from the accident! Recognize your value and worth and give them a call. Thank you guys for going above and beyond!

Melanie Tydingco

Mr. Bablove managed to help me receive the maximum payout possible from my auto accident. He was very responsive and made sure I got every bit of medical attention I needed. He’s a good guy, I would highly recommend him.

Jeff Renfro

Upon being referred to the guys at Kohan & Bablove Injury Attorneys, I spoke with Jesse about my case, and from the get go he was super hands on and a genuine guy who treats you like family and cares for the well being of his clients. I would definitely recommend Jesse and his team to one of my friends or family members!

jared batson

When you are involved in a car accident, the first thing you need to do is collect evidence so that the insurance company must compensate you for your damages. The best way to do this is to get a police report.

A police report is an official document you can use to prove that an accident occurred. A police report has several details such as names of witnesses, the date of the accident, the accident’s location, and the insurance information of all involved parties.

With an official crash report, you will be able to file a car accident claim and get compensated for the damages incurred. However, you should always engage with a car accident attorney because an insurance company is not your friend. Insurance companies make money by offering insurance coverage to motorists.

The fewer claims they pay, the better for them because they increase their profit margins. To increase your chances of getting compensated, follow our tips below:

How to Deal with Insurance Companies

An Insurance Adjuster Is Not Your Friend

An insurance adjuster is an agent whose work is to evaluate an insurance claim to determine the insurance company’s liability. Because an adjuster advises the insurance company on how much to pay you, you need to be very careful about how you answer their questions.

Therefore, let your lawyers deal with an adjuster because you could say something that can compromise your compensation.

Remember that an insurance adjuster is not interested in your injuries, but rather in how much the insurance company should pay you.

Document Everything

If you will deal with an insurance company, ensure that everything is documented from the word go. Important documentation includes videos and pictures of the crash scene, hospital bills, diagnosis reports, police crash reports, and official communication between you and the insurance company.

Ensure your documents are in order even after filing your claim. If the insurance company seems hesitant to pay you, we will use these documents to argue your case in a court of law.

Do Not Sign Anything Without Our Review

One common mistake that we see accident victims make is rushing to settle a claim. When you settle too early, you risk being under-compensated, especially when you have long-term injuries that are not immediately apparent. Other insurance companies will want you to sign documents to limit your legal rights. Ensure that a qualified lawyer has approved all signed documents to avoid this problem.

Let the Lawyer Negotiate

Before you engage with an insurance company, you need to know all damages due to you. A qualified lawyer should help you determine how much property damage you can demand. We will also be able to quantify your damages by factoring in medical costs and loss of income.

Get in Touch with a Qualified Car Accident Attorney

It is important to remember that insurance companies do not look out for your best interests. If they get an opportunity to underpay you, they will take it. Therefore, do not hesitate to engage with Kohan & Bablove Injury Attorneys for a free consultation. You can get in touch with us by dialing 1-844-404-2400 or by sending us a message via the online form below.