What to Do When the Insurance Won’t Pay 

I was referred to Jesse from my chiropractor after he reccomended I give him a call a couple of times. I was nervous to call an attorney, but so glad I did! Jesse Bablove handled everything while also ensuring I received any aftercare I needed to recover from the accident! Recognize your value and worth and give them a call. Thank you guys for going above and beyond!

Melanie Tydingco

Mr. Bablove managed to help me receive the maximum payout possible from my auto accident. He was very responsive and made sure I got every bit of medical attention I needed. He’s a good guy, I would highly recommend him.

Jeff Renfro

Upon being referred to the guys at Kohan & Bablove Injury Attorneys, I spoke with Jesse about my case, and from the get go he was super hands on and a genuine guy who treats you like family and cares for the well being of his clients. I would definitely recommend Jesse and his team to one of my friends or family members!

jared batson

When you’ve been in an accident, you want the compensation you deserve. This means requesting payment from the insurance company. However, this is not always as simple as you’d think. The insurance company wants to pay as little as possible for the damages. 

Insurance companies are notorious for being difficult to work with. They may provide some sort of compensation for the accident, but it may not be enough or they may not want to pay at all. When this happens, talk to the lawyers at Kohan & Bablove Injury Attorneys. We can help you get the insurance payments you deserve for your accident

Get an Explanation from the Insurer

If the insurance company denies the claim, you may request answers on why it was denied. In some cases, they may be missing information. Your lawyer can help you gather the information you need, potentially getting the answers you need to get a settlement offer. 

Otherwise, this information can help you document every part of your case. Your lawyer can help you use any and all information about your case in court. 

Send a Demand Letter

Insurance companies want to increase their profits as much as possible, which means they may deny your settlement or lowball it. Proving you know what your claim is worth can be vital. 

To do this, you can send a demand letter with your lawyer’s help. Your lawyer can help you determine what damages you’re due and evidence of your damages, and they can help you send that letter to the insurance company. 

Use Your Own Policy

In a fault state like California, you’re typically expected to seek compensation through the at-fault party’s insurance company. If they fail to pay for your damages, you may instead want to seek out compensation from your own insurance company. 

In these cases, your insurance company may pay out for your injuries, then seek out repayment from the other company through a process called subrogation. That takes the pressure off you and helps you get the funds you’re due. 

File a Lawsuit 

If the above fails, you’re not out of options. You can contact an accident lawyer who can bring the case to court for you. They will gather the evidence, find who is at fault, and then seek fair compensation for the damages. 

The insurance company may or may not decide to settle out of court. In instances where they do not, a judge will be the deciding factor on who has to pay and how much they have to pay. 

Seek a Lawyer When Insurance Won’t Pay 

It is important to seek legal guidance in a case like this one. You need to have compensation for what you’ve been through. The insurance company must be held accountable. A specialized attorney can help with this. 

Every case is different, and you should get the help necessary. The attorneys at Kohan and Bablove Injury Attorneys are ready to help you recover the funds you’re due for your injuries. When you’re ready for your free consultation, call 1-844-404-2400 or complete the online contact form below. We can speak with you about the many options available.