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Things to Know About Insurance Companies

Whether you’re wondering what to expect from your insurer or you’ve just had an accident, you need to know what your policy means for you when it goes from a contingency plan to an immediate necessity.

You’re likely wondering what the most important things to know about insurance companies are. After all, you’re required to have some insurance in California, but how do you get your settlement, and why do so many people still need to go to court after an accident?

Knowing what to expect from your insurance company can make the aftermath of an accident much easier to handle, but if you’re still struggling to get your compensation, give our lawyers a call: we’re ready to fight for you.

Here’s what you need to know about insurance companies.

They’re For-Profit Businesses

It’s an uncomfortable truth, but the companies we invest in to protect us after an accident aren’t always so willing to do that. Insurance companies want to make a profit to please their investors, and sometimes, that means fighting deserving claims.

When dealing with insurance companies, don’t be surprised when you get a low settlement offer. This is a tactic used to fool you into thinking that’s what your settlement is worth and that you must accept this first offer.

Insurers may also be slow to respond or refuse to respond at all. In some cases, this could be to push you closer to your filing deadline so you’re willing to take whatever they offer when they finally do respond to you.

You Don’t Have to Accept Their Offers

As mentioned above, insurers will try to pressure you into accepting their settlement offers even if they’re too low to cover all your expenses. The good news is that you can fight this.

Insurance companies may try to push you into a settlement you don’t want, but you have the option to decline the offer and push for a higher one. If you don’t believe your settlement will cover everything, filing a lawsuit may be the best option.

Fighting for the compensation an insurer owes you isn’t always easy, but our firm understands how insurers work, and we know how to apply just the right amount of pressure to get them to meet their responsibilities to you.

Our Firm Can Help

Between the stress of your damages and the legal jargon you may need to wade through as you argue your case, fighting for your compensation can be a major struggle. With one of our lawyers on your side, however, things can be a lot smoother.

If you have questions about how to deal with insurance companies, don’t hesitate to call. We understand that dealing with insurers can be difficult, but we’re also ready to make sure you’re armed with all the knowledge you need to make it happen. Call us at 1-844-404-2400 or complete our online form to schedule an appointment at Kohan & Bablove, LLP.