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What to Include in a Personal Injury Demand Letter

A demand letter is the first time the defending insurance company becomes aware that you plan to file a lawsuit against them for compensation. It’s important that, when writing this letter, you include all of the necessary details in your case so the insurance company will take your demands seriously and will understand that you have evidence to prove negligence.  

At Dickson Kohan & Bablove LLP, we’ve written numerous personal injury demand letters, and we can help ensure your letter is strong and professional. When you begin your lawsuit with a strong argument, the insurance company will know that you’re not going to back down. Having an experienced personal injury lawyer by your side can give your injury claim its best chance at success.

Firm Assertions Are Necessary

Making firm assertions in your demand letter will pave the way for clear communication between parties throughout the remainder of your lawsuit. In your demand letter, state who you believe is responsible for causing your accident, which will be the client of the insurance company.

You’ll also want to spell out what specific injuries you’ve incurred as a result of that accident and what medical expenses you’ve accumulated because of your injuries. The insurance company needs to understand the who, what, when, where, and why of your accident so they can understand why you’re demanding a settlement from them.

Make Specific Requests

Once you’ve spelled out the details of your accident and clearly stated the facts, you should make specific requests in your letter for financial compensation. Politely demand an exact settlement amount from the insurance company and explain why you think you deserve this money.

You can reiterate your medical expenses in the demand and also talk about the non-economic damages you’ve suffered, including pain and suffering, loss of enjoyment of life, emotional distress, or scarring and disfigurement. The clearer you are with your demands, the easier it will be for the insurance company to respond to your request quickly.

Contact a Personal Injury Attorney

With an experienced attorney by your side, writing a strong demand letter should be relatively simple. Your legal team will know exactly how to approach your case and the defendant in question. At Dickson Kohan & Bablove LLP, we’ll negotiate on your behalf with the insurance company and do our best to maximize your settlement.

To speak with a personal injury lawyer in California about your claim, call 1-844-404-2400 or fill out the contact form below.