How Do I Get My Medical Bills Paid After an Accident?
After you’ve been involved in a preventable accident, you might be wondering how you can ensure the person or persons who are responsible for causing your injuries will compensate you for the damage they’ve caused. Arguably the most important loss you’ll want to recover is the cost of your medical bills.
With the cost of healthcare being so high in the U.S., you shouldn’t have to worry about covering—in some cases—hundreds of thousands of dollars in medical expenses when someone else is liable for the cause of the accident.
Below, we discuss the options you have for obtaining full compensation of not just your medical bills, but also of every single loss you’ve endured as a result of your injuries.
Insurance Coverage of Your Benefits
The first way to secure repayment of some of your damages is to file a claim with the at-fault party’s insurance provider. In most accidents, the person responsible for causing the accident will have some type of insurance, whether that be an auto insurance policy or product liability insurance.
You will file a claim with the insurer and, if your lawyer is successful in negotiating, the insurer will be compelled to settle your claim. However, it is important to note that the insurance company is only required to provide you with compensation up to the limits of the insured’s policy.
This means that if you were involved in an accident with an insurer who only carries $10,000 in personal liability coverage, but your medical bills are closer to $50,000, you and your lawyer will need to look into other options if you hope to recover the other $40,000 in healthcare costs.
Bringing a Claim against the Liable Party
Fortunately, even if the insurance company can’t provide you with full repayment, you do have another way to obtain maximum compensation. Filing a civil lawsuit within the California court system can give you the opportunity to obtain the money you’re entitled to.
Additionally, in most cases, going to court is a great option when the insurer doesn’t cover other damages you’ve suffered, such as pain and suffering or diminished quality of life.
Contact an Injury Lawyer in Orange County
If you are interested in learning more about how to get your medical bills covered by the at-fault party, or if you would like to discuss the individual details of your case with a highly trained Orange County injury lawyer at Dickson Kohan & Bablove LLP, you can come in for a free consultation at your earliest convenience.
You can call our office at 1-844-404-2400 or fill out the brief contact form at the bottom of this page if you would like to schedule your meeting today.