Does Auto Insurance Cover Medical Expenses?

June 1, 2020

When you’re in a California car accident, your losses may mean more than a totaled car. You may be seriously injured, and you’re worried about the bills for your ambulance ride, hospital stay, and any treatment you needed. 

One of your first questions may be, “Does auto insurance cover medical expenses?” The answer may depend on your insurance provider and your coverage. If you’re not sure whether you’re fully covered, reach out for help getting answers about your insurance policy from a trusted car accident lawyer. 

What Your Auto Insurance May Cover

In some cases, your car insurance will cover your medical expenses. Your policy may include your medical bills in your settlement. This coverage may be included regardless of fault. 

The problem is, this coverage is optional. Although you must carry liability coverage, which means you won’t have to pay out of pocket if you caused an accident, you may not have coverage that includes medical bills. Although your health insurance may cover some losses, you may be worried about the costs left over after your car accident. 

Getting Coverage Through Your Car Accident Claim

When you’re hurt in a serious car accident, getting coverage isn’t always easy. Your insurance company may even downplay the severity of your injuries or the value of your settlement. Because of this, it can be difficult to get compensation for your losses from the insurance company.

If you don’t have the right coverage, though, your insurance company won’t cover your economic damages, such as medical expenses, no matter the circumstances. In cases where turning to your insurance company isn’t an option, you may need to seek compensation through a civil lawsuit. 

Going to court never sounds like a good time, but it could be key for your financial future. Your Riverside car accident attorney can help you by gathering evidence of your injuries, determining the at-fault party, and representing you in the courtroom. 

How Your Auto Accident Lawyer Can Help

Your car accident lawyer can do more than represent you in court, though. Our firm offers a guarantee that we’ll get your expenses delayed or covered until your claim is settled. You shouldn’t have to worry about how you’ll pay your bills, especially if you’re seeking compensation at the time. 

Your Orange County car accident lawyer can represent you in court so you don’t have to worry about facing the auto insurer alone. They can help you determine whether your auto insurance covers medical expenses, prepare evidence showing you need compensation, and seek the maximum compensation you’re due. 

Seek Out an Orange County Car Accident Lawyer

When you’re hurt in a severe car accident, your insurance may not cover all your losses. But that doesn’t mean you have to pay out of pocket, either. Your car accident lawyer from Kohan & Bablove Injury Attorneys can help you seek the compensation you need for your financial and physical recovery. We also offer free consultations. Call 1-844-404-2400 or fill out the online contact form below to get started.