A car accident can be a stressful and overwhelming event. From dealing with car damage and insurance companies to the physical and emotional toll of the accident itself, it can be a confusing and overwhelming time.
When it comes to seeking medical care after a car accident, key questions can arise such as when and how to seek treatment, what kind of treatment is needed, who can you trust, and how much is everything going to cost. To help you navigate the often-confusing world of post-accident medical care, here is what you need to know.
Steps to Take after a Car Accident
Following a car accident, your next step is to find a good medical provider that can help you get back on your feet while providing quality care at a reasonable cost. When choosing a medical provider, it’s important to make sure they specialize in car accident injuries and have experience treating similar cases to yours. It’s also critical to find out if the doctor or clinic is part of your health insurance network so you can take advantage of any discounted rates available.
Types of Treatments and Procedures for Car Accident Injuries
After choosing a doctor, they can evaluate your injuries and begin treatment. Treatment protocols vary depending on the severity and type of injury but usually involve rest and rehabilitation.
In more serious cases, other forms of treatment may be necessary, such as surgery or long-term therapy. When deciding what treatments to pursue after car accident injuries, remember that low-risk options should always be tried first before resorting to higher-risk treatments like surgery.
Seeking a second opinion from another healthcare provider is also an option and can allow you to explore different treatment paths. You and your doctor should tailor treatments to your needs. Nevertheless, it is important that you understand the risks and benefits associated with any medical procedures recommended by your care team so you can make an informed decision.
Cost Involved in Obtaining Medical Care for Car Accident Injuries
Medication, physical therapy, and surgery can treat most car accident injuries, but the costs are high and difficult to navigate. Care may last years depending on the injury and disability.
Car accident medical bills can bankrupt uninsured drivers. In some cases, individuals may not be able to afford the necessary treatments that their doctor has prescribed.
For those who do have adequate insurance coverage, it’s important to understand what’s covered by your plan. Knowing exactly how much is covered will help you figure out your cardiology bill each time you visit the doctor or take a certain medication or undergo a procedure or test. Furthermore, it’s important to factor in details such as deductibles and copays when calculating total expected costs.
Navigating medical care after a car accident can be stressful and there are many costs involved. Worse, you may have trouble getting the settlement offer you need to get medical care for your car accident injuries. When this happens, you may need to speak with a lawyer about your options to seek compensation.
Understanding Your Insurance Plan Deductible and Visits Coverage
When navigating medical care for car accident injuries, understanding your insurance plan deductible and visit coverage can help make the financial process easier.
Visits are often covered even without having met your deductible, which varies depending on the plan you purchased and the provider. Some insurers only cover treatments from their recommended doctors. It’s important to ask questions regarding your plan before seeking care or signing up for any new plans. Knowing exactly what is covered and how much will be covered can go a long way in helping get treatment paid for when needed.
Clarifying what your insurance covers may seem daunting, but having this information can greatly reduce financial stress in the long run.
Get Medical Care Coverage with an Attorney
When you’re injured in a serious car accident, getting coverage that meets all your medical care needs can be tough. Worse, insurance companies may not respect your needs for medical care coverage.
When this happens, you may need a lawyer at Kohan & Bablove Injury Attorneys to step in and help you recover. We offer free consultations and are ready to discuss your options for getting medical care for car accident injuries. When you need representation to get the help you need, reach out by calling 949.535.1341 or by completing the online contact form below.
